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		<title>Investments&#124; The Mechanism for the Euro Bailout &#124; Savings</title>
		<link>http://www.cpfs.uk.com/investments-the-mechanism-for-the-euro-bailout-savings/</link>
		<comments>http://www.cpfs.uk.com/investments-the-mechanism-for-the-euro-bailout-savings/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 17:28:11 +0000</pubDate>
		<dc:creator>Colin Palmer</dc:creator>
				<category><![CDATA[Amusing stuff]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[Deferred Pension Benefits]]></category>
		<category><![CDATA[Euro]]></category>
		<category><![CDATA[General Financial stuff]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Pension Planning]]></category>
		<category><![CDATA[Pension Rule Changes]]></category>

		<guid isPermaLink="false">http://www.cpfs.uk.com/?p=729</guid>
		<description><![CDATA[Investments&#124; The Mechanism for the Euro Bailout &#124; Savings The grand leaders of the Euro bloc are meeting today to put together the Grand Bailout to ease all Bailouts with a further gathering -if they turn up, and assuming that the Gravy Train...]]></description>
			<content:encoded><![CDATA[Investments&#124; The Mechanism for the Euro Bailout &#124; Savings The grand leaders of the Euro bloc are meeting today to put together the Grand Bailout to ease all Bailouts with a further gathering -if they turn up, and assuming that the Gravy Train, &#8216;The Ponzi Express&#8217;, does not get derailed in the meantime, of the [...]]]></content:encoded>
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		<title>Pensions&#124; Resolution: In Search of the Wholly Trail! &#124;Investments</title>
		<link>http://www.cpfs.uk.com/pensions-resolution-in-search-of-the-wholly-trail-investments/</link>
		<comments>http://www.cpfs.uk.com/pensions-resolution-in-search-of-the-wholly-trail-investments/#comments</comments>
		<pubDate>Mon, 21 Nov 2011 10:39:49 +0000</pubDate>
		<dc:creator>Colin Palmer</dc:creator>
				<category><![CDATA[Aggregators]]></category>
		<category><![CDATA[Alba Life]]></category>
		<category><![CDATA[annual management charges]]></category>
		<category><![CDATA[Cannon Life]]></category>
		<category><![CDATA[Critical Illness Cover]]></category>
		<category><![CDATA[Deferred Pension Benefits]]></category>
		<category><![CDATA[General Financial stuff]]></category>
		<category><![CDATA[Liberty Life]]></category>
		<category><![CDATA[London Life]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[National Mutual]]></category>
		<category><![CDATA[NEST - 'the Employers or the Cuckoos'?]]></category>
		<category><![CDATA[Pension Planning]]></category>
		<category><![CDATA[Pension Rule Changes]]></category>
		<category><![CDATA[Scottish Mutual]]></category>
		<category><![CDATA[The Grim Reaper & Your Pension Plan]]></category>

		<guid isPermaLink="false">http://www.cpfs.uk.com/?p=716</guid>
		<description><![CDATA[Pensions&#124; Resolution: In Search of the Wholly Trail! &#124;Investments 20 or so years ago there were about 100 different life companies in the UK &#8211; these consisted of pensions companies and investment companies, life companies etc., who were...]]></description>
			<content:encoded><![CDATA[Pensions&#124; Resolution: In Search of the Wholly Trail! &#124;Investments 20 or so years ago there were about 100 different life companies in the UK &#8211; these consisted of pensions companies and investment companies, life companies etc., who were all fishing for business in the UK market place. In those days the pickings were good, high [...]]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investments&#124;The banks &amp; a matter of trust! &#124;Pensions</title>
		<link>http://www.cpfs.uk.com/investmentsthe-banks-a-matter-of-trust-pensions/</link>
		<comments>http://www.cpfs.uk.com/investmentsthe-banks-a-matter-of-trust-pensions/#comments</comments>
		<pubDate>Sun, 20 Nov 2011 07:43:10 +0000</pubDate>
		<dc:creator>Colin Palmer</dc:creator>
				<category><![CDATA[Banks financial advice]]></category>
		<category><![CDATA[Critical Illness Cover]]></category>
		<category><![CDATA[Deferred Pension Benefits]]></category>
		<category><![CDATA[Free Financial Advice]]></category>
		<category><![CDATA[General Financial stuff]]></category>
		<category><![CDATA[Guaranteed Products]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[NEST - 'the Employers or the Cuckoos'?]]></category>
		<category><![CDATA[Pension Planning]]></category>
		<category><![CDATA[Pension Rule Changes]]></category>
		<category><![CDATA[RDR]]></category>
		<category><![CDATA[The Grim Reaper & Your Pension Plan]]></category>

		<guid isPermaLink="false">http://www.cpfs.uk.com/?p=705</guid>
		<description><![CDATA[Investments&#124;The banks &#038; a matter of trust! &#124;Pensions Oh dear, Oh dear, Oh dear &#8211; the banks have been caught &#8216;at it&#8217; again. A recent under-cover investigation by the organisation Which! has found serious examples of poor ...]]></description>
			<content:encoded><![CDATA[Investments&#124;The banks &#38; a matter of trust! &#124;Pensions Oh dear, Oh dear, Oh dear &#8211; the banks have been caught &#8216;at it&#8217; again. A recent under-cover investigation by the organisation Which! has found serious examples of poor bank financial advice (32 out of 37 advisers made misleading statements about investment products) where bank advisers were [...]]]></content:encoded>
			<wfw:commentRss>http://www.cpfs.uk.com/investmentsthe-banks-a-matter-of-trust-pensions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pensions &amp; Investments&#124; Making your last £10 coincide with your last breath!</title>
		<link>http://www.cpfs.uk.com/pensions-investments-making-your-last-10-coincide-with-your-last-breath/</link>
		<comments>http://www.cpfs.uk.com/pensions-investments-making-your-last-10-coincide-with-your-last-breath/#comments</comments>
		<pubDate>Sat, 19 Nov 2011 16:15:46 +0000</pubDate>
		<dc:creator>Colin Palmer</dc:creator>
				<category><![CDATA[Critical Illness Cover]]></category>
		<category><![CDATA[Deferred Pension Benefits]]></category>
		<category><![CDATA[General Financial stuff]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[ISA's]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[NEST - 'the Employers or the Cuckoos'?]]></category>
		<category><![CDATA[Pension Planning]]></category>
		<category><![CDATA[pension pots]]></category>
		<category><![CDATA[Pension Rule Changes]]></category>
		<category><![CDATA[PEP's]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Tessa's]]></category>
		<category><![CDATA[The Grim Reaper & Your Pension Plan]]></category>

		<guid isPermaLink="false">http://www.cpfs.uk.com/?p=693</guid>
		<description><![CDATA[Pensions &#038; Investments&#124; Making your last £10 coincide with your last breath! Many people build up odd pension pots during their lifetime and often bits and pieces of investments also, along the way, viz., PEPS, Tessa&#8217;s ISA&#8217;s the o...]]></description>
			<content:encoded><![CDATA[Pensions &#38; Investments&#124; Making your last £10 coincide with your last breath! Many people build up odd pension pots during their lifetime and often bits and pieces of investments also, along the way, viz., PEPS, Tessa&#8217;s ISA&#8217;s the odd Bond here and there and one or two pension pots. Also they may have been members [...]]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pensions &#124; Annuities – are not the only fruit in the basket! &#124; Investments</title>
		<link>http://www.cpfs.uk.com/pensions-annuities-are-not-the-only-fruit-in-the-basket-investments/</link>
		<comments>http://www.cpfs.uk.com/pensions-annuities-are-not-the-only-fruit-in-the-basket-investments/#comments</comments>
		<pubDate>Sun, 06 Nov 2011 08:57:15 +0000</pubDate>
		<dc:creator>Colin Palmer</dc:creator>
				<category><![CDATA[Annuities]]></category>
		<category><![CDATA[asset allocation]]></category>
		<category><![CDATA[Deferred Pension Benefits]]></category>
		<category><![CDATA[diversification]]></category>
		<category><![CDATA[Drawdown]]></category>
		<category><![CDATA[General Financial stuff]]></category>
		<category><![CDATA[NEST - 'the Employers or the Cuckoos'?]]></category>
		<category><![CDATA[Pension Planning]]></category>
		<category><![CDATA[Pension Rule Changes]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[The Grim Reaper & Your Pension Plan]]></category>

		<guid isPermaLink="false">http://www.cpfs.uk.com/?p=674</guid>
		<description><![CDATA[Annuities &#8211; are not the only fruit in the basket! How many consumers think that when they get to retirement their pension &#8216;pot&#8217; has to be turned into an Annuity? Well, according to the Association of British Insurers research publishe...]]></description>
			<content:encoded><![CDATA[Annuities &#8211; are not the only fruit in the basket! How many consumers think that when they get to retirement their pension &#8216;pot&#8217; has to be turned into an Annuity? Well, according to the Association of British Insurers research published in the report ‘Annuities: the consumer experience’- found that two-thirds of people buying an annuity buy them [...]]]></content:encoded>
			<wfw:commentRss>http://www.cpfs.uk.com/pensions-annuities-are-not-the-only-fruit-in-the-basket-investments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pensions &#124; Euro ‘Ghosties’ and Greek ‘Ghoulies’ &#124; Investments</title>
		<link>http://www.cpfs.uk.com/pensions-euro-ghosties-and-greek-ghoulies-investments/</link>
		<comments>http://www.cpfs.uk.com/pensions-euro-ghosties-and-greek-ghoulies-investments/#comments</comments>
		<pubDate>Sat, 05 Nov 2011 22:07:18 +0000</pubDate>
		<dc:creator>Colin Palmer</dc:creator>
				<category><![CDATA[Deferred Pension Benefits]]></category>
		<category><![CDATA[General Financial stuff]]></category>
		<category><![CDATA[NEST - 'the Employers or the Cuckoos'?]]></category>
		<category><![CDATA[Pension Planning]]></category>
		<category><![CDATA[Pension Rule Changes]]></category>
		<category><![CDATA[The Grim Reaper & Your Pension Plan]]></category>

		<guid isPermaLink="false">http://www.cpfs.uk.com/?p=666</guid>
		<description><![CDATA[Pensions&#124; Euro Ghosties and Greek Ghoulies&#124;Investments I was talking to a client the other day about the &#8216;happenings&#8217; in the Eurozone, and in particular the situation with the passengers (Ministers) on the Euro Gravy Train &#8216;...]]></description>
			<content:encoded><![CDATA[Pensions&#124; Euro Ghosties and Greek Ghoulies&#124;Investments I was talking to a client the other day about the &#8216;happenings&#8217; in the Eurozone, and in particular the situation with the passengers (Ministers) on the Euro Gravy Train &#8216;The Ponzi Express&#8217; and in my last post I contemplated that there was a danger that the only light at [...]]]></content:encoded>
			<wfw:commentRss>http://www.cpfs.uk.com/pensions-euro-ghosties-and-greek-ghoulies-investments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pensions&#124; Greece the Musical – oh Mama Mia!&#124;Investments</title>
		<link>http://www.cpfs.uk.com/pensions-greece-the-musical-oh-mama-miainvestments/</link>
		<comments>http://www.cpfs.uk.com/pensions-greece-the-musical-oh-mama-miainvestments/#comments</comments>
		<pubDate>Wed, 02 Nov 2011 22:21:18 +0000</pubDate>
		<dc:creator>Colin Palmer</dc:creator>
				<category><![CDATA[attitude to loss]]></category>
		<category><![CDATA[attitudfe to loss]]></category>
		<category><![CDATA[Bonds]]></category>
		<category><![CDATA[Deferred Pension Benefits]]></category>
		<category><![CDATA[General Financial stuff]]></category>
		<category><![CDATA[independent finanical advice]]></category>
		<category><![CDATA[NEST - 'the Employers or the Cuckoos'?]]></category>
		<category><![CDATA[Pension Planning]]></category>
		<category><![CDATA[Pension Rule Changes]]></category>
		<category><![CDATA[The Grim Reaper & Your Pension Plan]]></category>

		<guid isPermaLink="false">http://www.cpfs.uk.com/?p=659</guid>
		<description><![CDATA[At a stroke yesterday the Greek Prime Minister George Papandreou stunned the markets, to say nothing of Ms Merkel and Ms Sarkozy, by calling for a Referendum on the crisis in Greece. This one statement had the effect of driving down markets by over 2.2...]]></description>
			<content:encoded><![CDATA[At a stroke yesterday the Greek Prime Minister George Papandreou stunned the markets, to say nothing of Ms Merkel and Ms Sarkozy, by calling for a Referendum on the crisis in Greece. This one statement had the effect of driving down markets by over 2.2% (FTSE100) which is more than the total GDP of Greece [...]]]></content:encoded>
			<wfw:commentRss>http://www.cpfs.uk.com/pensions-greece-the-musical-oh-mama-miainvestments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pensions&#124; France, the Euro, and a Printing Press – the answer to a Mademoiselles’ prayer &#124;Investments</title>
		<link>http://www.cpfs.uk.com/pensions-france-the-euro-and-a-printing-press-the-answer-to-a-mademoiselles-prayer-investments/</link>
		<comments>http://www.cpfs.uk.com/pensions-france-the-euro-and-a-printing-press-the-answer-to-a-mademoiselles-prayer-investments/#comments</comments>
		<pubDate>Mon, 31 Oct 2011 11:55:01 +0000</pubDate>
		<dc:creator>Colin Palmer</dc:creator>
				<category><![CDATA[Amusing stuff]]></category>
		<category><![CDATA[Critical Illness Cover]]></category>
		<category><![CDATA[Deferred Pension Benefits]]></category>
		<category><![CDATA[General Financial stuff]]></category>
		<category><![CDATA[NEST - 'the Employers or the Cuckoos'?]]></category>
		<category><![CDATA[Pension Planning]]></category>
		<category><![CDATA[Pension Rule Changes]]></category>
		<category><![CDATA[The Grim Reaper & Your Pension Plan]]></category>

		<guid isPermaLink="false">http://www.cpfs.uk.com/?p=640</guid>
		<description><![CDATA[France, the Euro, and a Printing Press &#8211; the answer to a Mademoiselles&#8217; Prayer. Last week I spent a week in France. The purpose of my visit was to oversee some building work being carried out on a property (Farmhouse) that we bought in 1997...]]></description>
			<content:encoded><![CDATA[France, the Euro, and a Printing Press &#8211; the answer to a Mademoiselles&#8217; Prayer. Last week I spent a week in France. The purpose of my visit was to oversee some building work being carried out on a property (Farmhouse) that we bought in 1997 as a wreck. We are in the process of adding [...]]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pensions&#124; the ‘excessive’ hidden fees on pensions – with balance!</title>
		<link>http://www.cpfs.uk.com/pensions-the-excessive-hidden-fees-on-pensions-with-balance/</link>
		<comments>http://www.cpfs.uk.com/pensions-the-excessive-hidden-fees-on-pensions-with-balance/#comments</comments>
		<pubDate>Fri, 21 Oct 2011 08:42:46 +0000</pubDate>
		<dc:creator>Colin Palmer</dc:creator>
				<category><![CDATA[charges]]></category>
		<category><![CDATA[Deferred Pension Benefits]]></category>
		<category><![CDATA[General Financial stuff]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[NEST - 'the Employers or the Cuckoos'?]]></category>
		<category><![CDATA[Pension Planning]]></category>
		<category><![CDATA[Pension Rule Changes]]></category>
		<category><![CDATA[pensions]]></category>
		<category><![CDATA[The Grim Reaper & Your Pension Plan]]></category>

		<guid isPermaLink="false">http://www.cpfs.uk.com/?p=600</guid>
		<description><![CDATA[Well, here we go AGAIN! Front page headlines in The Daily Telegraph &#8216;Prudent savers hit by &#8216;excessive&#8217; hidden fees on pensions&#8217; &#8211; If it bleeds, it leads! is the mantra as far as newspapers are concerned, but once again I r...]]></description>
			<content:encoded><![CDATA[Well, here we go AGAIN! Front page headlines in The Daily Telegraph &#8216;Prudent savers hit by &#8216;excessive&#8217; hidden fees on pensions&#8217; &#8211; If it bleeds, it leads! is the mantra as far as newspapers are concerned, but once again I raise the question &#8216;where is the balance in the article?&#8217; The Beef Just to pick [...]]]></content:encoded>
			<wfw:commentRss>http://www.cpfs.uk.com/pensions-the-excessive-hidden-fees-on-pensions-with-balance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pensions&#124; ‘….caught in a land-slide, no escape from reality….’</title>
		<link>http://www.cpfs.uk.com/pensions-caught-in-a-land-slide-no-escape-from-reality/</link>
		<comments>http://www.cpfs.uk.com/pensions-caught-in-a-land-slide-no-escape-from-reality/#comments</comments>
		<pubDate>Sun, 16 Oct 2011 10:54:32 +0000</pubDate>
		<dc:creator>Colin Palmer</dc:creator>
				<category><![CDATA[advice]]></category>
		<category><![CDATA[asset allocation]]></category>
		<category><![CDATA[charges]]></category>
		<category><![CDATA[Deferred Pension Benefits]]></category>
		<category><![CDATA[General Financial stuff]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[NEST - 'the Employers or the Cuckoos'?]]></category>
		<category><![CDATA[Pension Planning]]></category>
		<category><![CDATA[Pension Rule Changes]]></category>
		<category><![CDATA[pensions]]></category>
		<category><![CDATA[reality]]></category>
		<category><![CDATA[The Grim Reaper & Your Pension Plan]]></category>

		<guid isPermaLink="false">http://www.cpfs.uk.com/?p=570</guid>
		<description><![CDATA[Pensions&#124;  &#8217;&#8230;.caught in a land-slide, no escape from reality&#8230;.&#8217; Fans of Queen will instantly recognise the words above &#8216;&#8230;caught in a land-slide&#8230;&#8217; etc., as being one of the key phrases from Bohemian ...]]></description>
			<content:encoded><![CDATA[Pensions&#124;  &#8217;&#8230;.caught in a land-slide, no escape from reality&#8230;.&#8217; Fans of Queen will instantly recognise the words above &#8216;&#8230;caught in a land-slide&#8230;&#8217; etc., as being one of the key phrases from Bohemian Rhapsody by Queen, that haunting, brilliant song written (it&#8217;s thought) by Freddie Mercury &#8211; in many ways that particular song should never have [...]]]></content:encoded>
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		<slash:comments>0</slash:comments>
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